For P&C carriers and claims partners

Decision governance for claims.

AudRI reads your claims SOPs and supporting documents, turns them into checkable rules, and checks every file you give it, not just the 3–5% a QA team samples. Every finding shows the rule, the claim data and the reasoning.

Checkpost: SOPs plus the supporting documents behind each rule.

Someone asks why you decided that. Can you show them?

Keshav Koratkar, Founder, AudRI. 25 years in enterprise document management (Documentum, DocuSign, Box, Gilead). Author of Products Are Stories. LinkedIn

The problem

Two gaps persist in claims operations:
the Money Gap and the Liability Gap.
AI is widening both.

Traditional sampling gives carriers visibility into a fraction of the claims book. Across the rest, financial exposure and decision rationale are harder to see — and AI-driven processing is accelerating the pace.

The Money Gap

Full visibility across the book — not a sample.

Manual QA typically reviews 3–5% of files after they close. AudRI is built to check every file, not a sample. Limited sampling can leave leakage, fraud, and reserve errors outside the reviewed population — across the other ~95% of the book.

$6–14MIllustrative recoverable exposure on a $200M claims book — the gap between typical claims leakage (industry benchmarks ~5–10%) and best-in-class handling (~2–3%).
The Liability Gap

Traceable rationale, across every system.

Most carriers already have controls in place. But as AI accelerates decisions, the rationale and authority behind a call can fragment across systems and workflows — and become hard to reconstruct when it's later questioned. AudRI shows the rule, the data and the reasoning behind every finding.

NowPolicyholder attorneys are already developing AI-based bad-faith claims that seek the reasoning behind coverage and valuation decisions (Simpson Thacher, Aug 2026).

What AudRI does

It governs the decision — not just whether a step was completed.

Traditional QA confirms a process step was followed. AudRI checks the decision itself: whether the right amount went to the right party, for a defensible reason, under the appropriate authority. Every finding shows the rule, the claim data and the reasoning.

Systems of record store the claim. Dashboards report on it after the fact. Decision-time governance is the next build, scoped with founding design partners.

Illustrative: how a governed decision looks in AudRI.

The bigger picture

Systems of record everywhere.
A system of governance nowhere.

AudRI · System of Governance

Your rules as versioned, checkable assets, run against every claim file.

Claims Core

Guidewire · Duck Creek

Policy & Billing Cores

Sapiens · Majesco

RMIS

Origami · Riskonnect

Documents

Legacy · SOPs · Contracts

Each system is fine at its job. None of them knows what your handling standards require on this file, today. Integrations are scoped with design partners.

Compliance fails in the seams between systems. ServiceNow governed IT. Vanta governed cloud infrastructure.
AudRI governs claims decisions.

How it works

Extract. Execute. Explain.

Rules applied consistently, with the reasoning shown.

01

Extract

AudRI reads your SOPs and supporting documents and turns them into checkable rules. Each rule traces back to the text it came from.

02

Execute

Rules are applied consistently. Hard thresholds like reserve limits and contact deadlines are checked directly; judgment calls are flagged with the reasoning shown.

03

Explain

Every finding shows the rule, the claim data and the reasoning, and a person reviews the findings.

Rules applied consistently Every file, not a sample Auditors keep decision authority

Today AudRI runs on your handled claims. Decision-time governance is our next build, scoped with founding design partners.

For partners

Bring AudRI to your clients.

For claims consultants, TPAs and systems integrators: joint pilots, charter terms, and an independent governance layer that sits alongside Guidewire and Duck Creek.

Partner with us →

Reconstruction & oversight

When a decision is questioned, show why.

The rule, the evidence and the reasoning behind every finding.

Human override

Auditors stay in control.

Auditors keep decision authority. A person reviews every finding today, and override capture with the reasoning saved to the record is part of the design-partner build.

Independence

An independent governance layer.

The system that executes a decision shouldn't be the only system that attests to it. AudRI sits independently across the claim file and decision process — and that independence and cross-file visibility strengthen auditability, regulatory defensibility, and litigation readiness.

Business value

Outcomes, not licensing structure.

Dollars protected, decisions governed, and measurable movement toward best-in-class claims performance — extending the reach of the QA work your team already performs.

Every file
not a 3–5% sample
5–10%
typical industry claims leakage AudRI helps carriers reduce
$6–14M
illustrative recoverable exposure on a $200M claims book
2–3%
best-in-class leakage — the benchmark AudRI moves you toward

Quality, extended

What governing every file unlocks.

Claims-quality management, SOP adherence, coaching, and reporting extend the reach of the QA work your team already does, across the files you run.

Claims-quality management
SOP & handling-standard adherence
Adjuster coaching insights for claims leaders
Audit reporting across the files you run
Cycle-time visibility
Return-to-work tracking (WC)
Repair-facility & vendor handling (auto)
Reserve-adequacy checks
Evidence behind every finding

Become a founding design partner

See decision governance on your own handled claims.

A co-development pilot on your own handled claims.

contact@getaudri.com

Built on AWS. Security and SOC 2 roadmap shared under NDA.